GPO Federal Credit Union

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	FREE CHECKING* that's REALLY Free... and Rewarding! GPOs Free Checking is more than basic checking.* You will get all of the free products and services that come with a GPO checking account PLUS you will earn reward points for qualifying debit card purchases! Take a look at our checking account package!... * FREE Visa Debit Card with Rewards... * 28,000 FEE-FREE ATMs Worldwide... * FREE Online & Telephone Account Access... * FREE E-Statements and Online Bill Payment... * It's easy to switch your checking account to GPO from another financial institution! Stop by our Dolgeville branch and let us help you! GPO is locally-based with offices in Dolgeville, Ilion, Utica, New Hartford, and Oneida. Our members are our shareholders, so our profits are returned to YOU in the form of higher rates, fewer fees, and great products and services! If you or a family member live, work, worship, or attend school in Herkimer County, you're already eligible to join the GPO Federal Credit Union Family... 20,000+ members strong! Visit us at 39 North Main St, Dolgeville or call (315) 669-5770.

	FlexEquity Variable Rate Line of Credit is now 2.875%APR for the first 12-Months! After 12-Months, your variable rate is as low as Prime MINUS 1/2%... GPO's FlexEquity Variable Rate Advance lets you borrow the money as you need it, and only pay interest on what you borrow, as you borrow it! Act now and get No Closing Costs!* Click here to learn more about GPO's FlexEquity.	Defensive Driving Course Available ONLINE! No time to take the 6-hour driver safety course in a classroom? GPO offers the NYS DMV approved course ONLINE! The course will take approximately 6-hours to complete, but you have 30-days to complete it from the day you start... work at your own pace! Completion of this course provides a 10% reduction (for 3 years) of the motorist�s liability, no-fault and collision insurance premiums. In addition to the insurance reduction, this program also enables you to reduce up to four points on your driving record. Click here to enroll for just $34.95! That is $15.00 off the original price!

	*May 2010 Certificate Special* 1.70%APY!* 15-Month Term - Minimum Deposit $1,000 - 1.69%APR *Penalty for early withdrawal. To receive promotional rate, member must have or open a GPO checking account with direct deposit of net check or payroll deduction of $200 or more. Account status must be maintained during entire term. No other rate specials apply. Limited time only. Rates are subject to change. $1000 minimum deposit.

	GPO members have access to FREE and Confidential Financial Counseling through the BALANCE program. Accredited counselors can help you build a budget or reduce your debt so that you can take the vacation of your dreams. Call Balance toll-free at 888-456-2227 or click here to visit GPO's Balance Website. *Self-learning education modules* are a great way to get started on the road to financial fitness! The education modules will guide you through the core aspects of personal financial management. By completing these self-learning courses, you are moving toward financial success!! Click here to view the available self-study topics!

�2009 GPO Federal Credit Union